Understanding Your Pay Slip

Pay Slip Components

Every Israeli employer must provide a detailed monthly pay slip (tlush sachar). The slip must show: gross salary, all additions (overtime, bonus, benefits-in-kind), all deductions (income tax, National Insurance, health insurance, pension, training fund), and the net salary paid. Understanding each line is essential for verifying correct tax treatment.

Typical Pay Slip Lines

Line ItemAddition/DeductionTypical Rate
Base salaryAdditionPer contract
OvertimeAddition125%–150%
Car benefitAddition (imputed)2.48% of list price
Income taxDeductionPer brackets + credits
National InsuranceDeduction3.5%–12%
Health insuranceDeduction3.1%–5%
Employee pensionDeduction7%
Training fundDeduction2.5%
Net salaryGross minus all deductions

Practical Tip

Check your pay slip monthly against your Form 101 credit points. Common errors include: missing credit points (especially after life events), incorrect car benefit calculation, and missing pension contributions. Any error compounding over 12 months becomes significant.

בסיס חוקי

  • Protection of Workers Law – Pay slip requirements

Important Note: The information on this website is for general informational purposes only and does not constitute professional tax advice. Consult a qualified tax advisor before making financial decisions.